Unlock Your Dream Home in Houston, Texas!

Are you a first-time home buyer in Texas looking to make the leap into homeownership? 

We understand the excitement and the questions that come with finding your perfect property. Let's explore what's possible with a $2,250 monthly mortgage payment in the vibrant Houston market.

Your Path to Homeownership: What Your Budget Can Buy

Based on current Texas mortgage rates (around 6.80% for a 30-year fixed loan), and accounting for typical Houston property taxes (approx. 1.77% of home value) and homeowners insurance (around $470/month), here's what your $2,250 monthly payment could afford:
 
With 20% Down Payment: Discover affordable homes in Houston around $265,000 - $266,000. This down payment size helps you avoid Private Mortgage Insurance (PMI), keeping your monthly costs focused on principal, interest, taxes, and insurance. It's an ideal scenario for those with accumulated savings, aiming for a lower overall cost of ownership.

With 5% Down Payment: For first-time home buyers with less upfront cash, your $2,250 monthly payment could open doors to properties in the $220,

Why Choose Houston for Your First Home?.

Houston offers a diverse and dynamic market for first-time home buyers. From bustling city life to quiet suburban neighborhoods, you'll find a variety of affordable homes to suit your lifestyle. Plus, explore Texas first-time home buyer programs and down payment assistance opportunities that can make your dream home even more accessible.
Ready to explore properties that fit your budget? Our listings are curated to match your financial comfort zone, helping you navigate the Texas real estate market with confidence.
Start your journey to becoming a Texas homeowner today!
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  • Price: $220K+
  • Price: Up to $265K
  • Purchase Type: For Sale

MORTGAGE CALCULATOR

Use our home loan calculator to estimate your total mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan, to calculate your mortgage payment, schedule, and more.
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